Any hc which have credit card?
 

Hi bros. Can help share contract which have credit card services. Any kind souls willing to helped out a brother in need. Thanks.

Re: Any hc which have credit card?
 

u hv a company corperate card??
Allow to bring customers go masg??
personal card better dont

Re: Any hc which have credit card?
 

Is not a good idea to chiong spa especially ktv using own credit cards... end of the day you will get hell with debts... Unless whenever you chiong your big head is totally in full control over your small head...:D

Re: Any hc which have credit card?
 

bro if the gals know u brought your card and is willing to use it....they will chop u. use cash

Re: Any hc which have credit card?
 

to have signing card facility the recept told me have to pay mastercard visa certain fee.

Re: Any hc which have credit card?
 

TOTALLY agree with Romi + Creator bros -

CASH is KING - so carry whilst you chiong. ;)

CREDIT CARDS - you won't know till you go broke a little while later......we chiongsters have similar experiences before :(

Re: Any hc which have credit card?
 

Use credit card only when there is a discount like go restaurant makan or go holiday flying even for bros that have car use it for petrol rebate , then u will benefit it.. Going to Ktv charge it on ktv bills , mummy, ktv gals tips in not advisable. If OC found out , in trouble.

Re: Any hc which have credit card?
 

Only use cash when chiong bro. Leave no traces.

Re: Any hc which have credit card?
 

That is what I am doing it too .

Re: Any hc which have credit card?
 

Credit card is a legalized ah long...

u borrow money from ah long.. super high interest.. no money pay back.. disturb u... spray paint, lock door, etc...

u use credit card.. when u spend u dun see the "trouble" that come after that.. u sign, sign, sign... then come the bill no money pay full amt, then pay minimum amt then interest start rolling... then eventually not able to pay at all.. the bank then start "disturb" u... garnish ur pay, apply writ of seizure.. then finally file bankruptcy against if really no choice... then ur life will change.. for the worst if not better..

some people may argue they can control the spending, they think they can control but really can.. depend... bcos credit card is using "future" money.. easy money.. but not easy to pay back...

so the morale is spent within ur mean, earn how much spend how much..

TS - sorry did not ans ur qns instead give a long winded message..

Re: Any hc which have credit card?
 

single is sooo right (39 missiles for you).....BANKS are ah-longs (albeit legalized).

If you happen to have a Car Loan + a Credit Card (CC) from the SAME Bank - be ready to lose your vehicles (cars or vans or lorries). Here's How........

BANKS issues 3 warning letters before your vehicle seizure under their legal rights to possession - they get legalized Tow-Truck operators to track down your vehicles (wherever u hide), stake out for 2 nites + bye bye to your vehicle on third nite @ 12 am...............

If you happen to stop the truck on the spot (most unlikely) - it has the right to possess by force and Bank's letter authorize this driver to do so. The driver will tell you go call the bank that is your creditor next morning.

You can call the police but it is useless........so save your time for your trip to Bank next am.

RULE OF THUMB -
NO Credit Card (CC) for cheonging. Use for shopping purposes OK.

ACTUAL + TRUE EXPERIENCE - for your pondering bros.......

Re: Any hc which have credit card?
 

yes they send lawyer letter.
Help to declare bankrupt too,
No need to pay??
chong kong salary
ask garmen collect money n feed them.

But dun feel bad,or shameful,let them take back.
No car, no card is ok.
Use cash , like durian towkay.

Re: Any hc which have credit card?
 

actually i like to say this.

Nothing wrong if use cash.
Cash is king

Re: Any hc which have credit card?
 

It take years for me to clear 30k debt..:mad: after that cancelled all credit cards ..now only used cash and finally have piece of mind...:D

Re: Any hc which have credit card?
 

It took me 10yrs to clear a S$200k debt !

Life was hell during that period!

So learn early! Dun use cards !!!